Gulfshore Insurance > Gulfshore Blog > Hurricane > 8 Ways to Minimize Damage After a Hurricane

Personal Lines Minimize Damage After a HurricaneAfter a hurricane hits, it’s important that you keep your safety in mind before you begin assessing the damage that was done to your property. Do not return to your home until it is confirmed by authorities that it is safe for you to do so. With the danger of dangling power lines, fallen trees, flooding and more, you’ll want to keep these 8 things in mind when safely returning to your home or assessing it for damage:

  1. Check your power lines
    Beware of loose or dangling power lines and report them immediately to the proper authorities. If you see a power line that’s down, move away from it and beware of any water or other objects touching the lines.
  2. Don’t use your water
    Use your emergency supply of water or boil water before drinking until officials have given word that it’s safe.
  3. Operate a generator safely
    If you’ve lost power, make sure to operate your generator outside your home in a well-ventilated area. Do not operate generators or gas, propane or charcoal grills indoors or near your home’s ventilation areas.
  4. Protect the exterior
    If your home has sustained damage, cover the roof with tarps and your windows with plywood if it is safe for you to do so.
  5. Clean items left indoors
    Dust items with a soft brush and wipe metal objects with a soft, lint-free cloth.
  6. Assess interior damage
    If you have wet or damaged artwork, blot off excess moisture, remove wet backings, mats and frames and keep them in an air-conditioned room. Take pictures of any damage and contact professionals for assistance.
  7. Inspect your car
    Wash any debris from your car and take photos of any damage.
  8. Use caution while driving
    Be aware of fallen power lines, debris on the road, missing signs, or broken traffic lights. Be cautious of any moving water before driving through it, and make sure you have a spare tire.

For more tips on what to do before, during, and after a hurricane, check out these resources from If you have any questions or concerns, please do not hesitate to reach out to me.

Andrea Pelletier, CPRIA, CPIA is Client Advisor and Partner at Gulfshore Insurance specializing in Private Risk Services. Andrea works with successful individuals and their families on creating and customizing package insurance solutions in the areas of luxury homes, car collections, jewelry, fine arts, watercraft, and personal excess liability. Comments and questions are welcome at