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Author Archives: Andrea Pelletier

How to Read an Elevation Certificate

Understanding what an elevation certificate is and how to read one will help you better navigate the issues a home may have in regards to flood insurance, a critical component of the home buying process. An elevation certificate (EC) is … Continue reading

Posted in : Client Alerts & Insurance News, Commercial Risk Management, Flood Insurance, Gulfshore Blog, Hurricane, Personal Insurance, Private Risk Services |
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Collier County Building Code Change May Impact Homeowners

The most significant change to the 6th Edition of the Florida Building Code is that it now requires the minimum elevation of newly constructed homes in Flood Zones A or V to be 1+ foot above the base elevation. The … Continue reading

Posted in : Client Alerts & Insurance News, Gulfshore Blog, Personal Insurance, Private Risk Services |
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Top 10 Insurance Considerations for Homeowners New to Florida or Inexperienced with Hurricanes

When advising buyers who are new to Florida or inexperienced with hurricanes, here are 10 important reminders: For homes with a replacement value over $1 million – their insurance agent should be reviewing package insurance policy options that give them … Continue reading

Posted in : Client Alerts & Insurance News, Flood Insurance, Gulfshore Blog, Personal Insurance, Private Risk Services |
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Protecting a Wine Collection

What is the biggest mistake made by wine collectors? Not protecting their investment. A simple slip and fall could turn one of the most precious bottles into a puddle on the floor. When you consider some of the other threats … Continue reading

Posted in : Client Alerts & Insurance News, Gulfshore Blog, Personal Insurance, Private Risk Services |
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Private Flood Insurance: What You Need to Know

As private flood insurance options have increasingly become available in some states, consumers should make sure they understand the differences when choosing between a federal and private policy. Continue reading

Posted in : Client Alerts & Insurance News, Gulfshore Blog, Personal Insurance, Private Risk Services |
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