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Author Archives: Andrea Pelletier

Insuring Waterfront Property

When your buyers are considering the purchase of coastal property in Southwest Florida, there are several insurance factors they need to understand. For example, if they are securing a mortgage, they will need wind and flood coverage for the closing, … Continue reading

Posted in : Gulfshore Blog, Personal Insurance, Private Risk Services |
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The Truth About Hurricane Shutters… Identifying High Velocity Opening Protection

Hurricane opening protection and wind mitigation have two major benefits particularly as we approach hurricane season. There are the wind mitigation discounts which we receive on the wind portion of the homeowner policy which often generate significant savings. Then there … Continue reading

Posted in : Disaster, Flood Insurance, Gulfshore Blog, Hurricane, Personal Insurance |
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When Your Homebuyer is Paying Cash…Timing is Everything!

Is your home buyer paying cash? Here’s what you need to know so you can inform the buyer. Sometimes timing is everything, and when your client purchases a new property free and clear the subject of insurance may take a … Continue reading

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Hurricane Sandy VS. Super Storm Sandy: A Tale of Two Deductibles

The National Hurricane Center’s declaration that Sandy became a “post–tropical storm” just before it made landfall, provided cost savings to homeowners along the northeast coast. Although Sandy was designated a hurricane for the majority of time it traveled up the … Continue reading

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Deadline Fast Approaching for New Flood Maps

The new FEMA Flood Zone changes in the City of Naples and Collier County are fast approaching! While the implementation date for new construction projects was March 30, 2012, the new Flood Zone Maps for existing homeowners and condo associations, … Continue reading

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