Gulfshore Insurance > Gulfshore Blog > Commercial Risk Management > Avoid Injuries to Truck Drivers

truckingWe know that workplace injuries are costing your business money in a many ways; increased insurance premiums, cost of hiring and replacement, lost efficiency, additional training, increased paperwork and administrative costs, and more.

According to the Bureau of Labor Statistics, professional truck drivers suffer more injuries than any other industry.

Why are these injuries happening?
A recent 10 year study out of Washington state gives us the statistics behind the leading Truck Driver injuries…

  • 40% are due to Musculoskeletal Injury (strains, sprains, pulls, overexertion, etc.)
  • 19% are due to Falls from Elevation or Same Level (mostly getting in or out of the vehicle)
  • 12% are due to being Struck By or Against an Object (falling object, swinging door, etc.)
  • 9% are due to Vehicle Crashes


Most of these injuries are preventable with the proper training, planning and awareness.  Keep your employees safe and your premiums and other injury costs down by taking a proactive approach.

Scenario: Moving containers or equipment (boxes, crates, bins etc.)
Solution: Provide proper lift training and “strategy”.  Employees should first evaluate, then lift.  Use mechanical aids when necessary.

Falls from Elevation or Same Level
Scenario: Falling while entering/exiting the vehicle and trailer/loading area.
Solution:  Use the “3-Point Contact” rule when entering or exiting – no jumping.  Provide proper step conditions (step ladder to cab/trailer).  Provide training and reminders that employees cannot jump from trailer or cab.

Struck by or Against an Object
Scenario: Struck by container or loose cargo.
Solution:  Provide ample equipment to secure/store cargo properly.  Replace binders/straps if they are worn.  Train employees on proper stacking and loading techniques.

Scenario: 29% of all crashes are Rear-End Collisions.  Most of these are due to following too closely.
Solution:  Use a “4-second rule” when following another vehicle.  Reduce speed increase following distance in poor/wet conditions.  Constantly discuss and remind drivers of the importance of keeping proper following distance.  Provide trainings and information about proper following techniques.

Investing in safety and training for your employees will pay dividends by keeping insurance premiums and injury related costs down over the long haul.

At Gulfshore Insurance, we specialize in insurance and risk management in the trucking and transportation industry. We work with more than 10,000 clients throughout Florida and we are happy to assist you with training materials, safety programs, and insurance for your business.

Jeffrey Sanders, TRIP is Client Advisor at Gulfshore Insurance. Jeff works with a wide range of business clients to deliver strategic risk analysis, guidance, and insurance. Comments and questions are welcome at