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Compared to the middle of their shifts, commercial drivers are 26% more likely to exhibit unsafe driving than at the start and 41% at the end of their shift. This was measured by four metrics:

  • Harsh Acceleration
  • Harsh Braking
  • Distracted Driving
  • Tailgating

Since Jan. 1, 2020, 2 million such events were detected in U.S. commercial fleets. Shift lengths ranged from four to 12 hours, but these unsafe trends appeared consistent throughout.

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One statistic that jumps out is harsh acceleration. Harsh acceleration occurs 77% more often during the end of the shift than in the middle. That’s nearly double the frequency at the beginning of a shift relative to the middle (39%). Harsh braking has similar results, with 54% more likely at the end versus 28% at the beginning.

Conversely, distracted driving is 36% more likely during the first part of the shift, which is twice as much as at the middle-to-end difference.

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What factors contribute to the skewed results at the beginning and end of a shift?

  • Increased traffic in cities: Moving from local roads to highways (and vice versa) occurs more frequently at the onset or tail-end of a shift, and there are more opportunities for distraction and traffic in these areas.
  • Last-mile stops: Data shows there are more short trips (likely due to deliveries and last-mile stops) at the beginning and end of shifts, causing drivers to stop and start more frequently, which can create more opportunities for unsafe driving behavior.
  • Driver fatigue: Seven hours of sleep per night is recommended, though 37% of drivers do not hit that goal. That grogginess could dull reactions on the road at the start of the shift. And at the end of the shift, fatigue can creep in.

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By receiving an in-cab alert about harsh braking and accelerating, drivers reduced this risky behavior by 40%. Other actions that could curb risky behaviors include sharing this new data in safety meetings or company electronic communication, as well as providing data to a driver during a coaching session to reinforce the safety trainer’s mentoring.

Tim Spear, is a Client Advisor and Partner at Gulfshore Insurance specializing in the construction, oil/petroleum, and landscape industries. Through his consultative and diagnostic approach, he helps clients develop customized programs to meet their risk management needs. Comments and questions are welcome at tspear@gulfshoreinsurance.com

*data used in this article was collected by Samsara.
Gulfshore Insurance is a Naples, Florida based insurance agency specializing in business insurance including liability insurance, property insurance, workers compensation insurance, vehicle insurance, business income interruption insurance, cyber insurance, commercial umbrella insurance, and more. Our insurance and risk management advisors are industry specialists for condominium associations, golf and country clubs, oil and petroleum marketers, construction, landscaping, churches and non-profits, and work comp. Navigating insurance requires an experienced and trusted insurance agent who understands your business risks and exposures. Gulfshore Insurance services Naples, North Naples, Marco Island, Bonita Springs, Fort Myers, Sarasota, Lido Beach, Longboat Key, Bradenton Beach, and Southwest Florida. We have office locations in Naples, Fort Myers, Fort Lauderdale, and Sarasota.

Commercial Lines Proposed Decrease to Florida Work Comp Rates 2021The National Council on Compensation Insurance (NCCI) recently delivered its annual workers’ compensation insurance rate filing to the Florida Office of Insurance Regulation.

Based upon its review of the most recent data available, NCCI has proposed an overall average rate level decrease of 5.7 percent, effective January 1, 2021 in Florida.

To view NCCI’s Overview of the proposed rate filing, click here.

Ryan Schmidt is a Client Advisor and Partner with Gulfshore Insurance. Ryan specializes in working with commercial clients. Comments and questions are welcome at rschmidt@gulfshoreinsurance.com.

Gulfshore Insurance is a Naples, Florida based insurance agency specializing in business insurance including liability insurance, property insurance, workers compensation insurance, vehicle insurance, business income interruption insurance, cyber insurance, commercial umbrella insurance, and more. Our insurance and risk management advisors are industry specialists for condominium associations, golf and country clubs, oil and petroleum marketers, construction, landscaping, churches and non-profits, and work comp. Navigating insurance requires an experienced and trusted insurance agent who understands your business risks and exposures. Gulfshore Insurance services Naples, North Naples, Marco Island, Bonita Springs, Fort Myers, Sarasota, Lido Beach, Longboat Key, Bradenton Beach, and Southwest Florida. We have office locations in Naples, Fort Myers, Fort Lauderdale, and Sarasota.

 

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Commercial Lines Top 10 Causes of Disabling InjuriesThe 2020 Liberty Mutual Workplace Safety Index (WSI) found that the most disabling workplace injuries cost more than $59 billion per year.

U.S. businesses spend more than $1 billion per week on the most disabling workplace injuries. Compiled annually,  the Index researched the top 10 causes of the most serious workplace injuries — those that cause employees to miss work for more than five days — and ranked those causes by their direct cost to employers, based on medical and lost-wage expenses.

Top 10 causes of disabling workplace injuries:

Top 10 2020 workplace safety index the top 10 causes of disabling injuries 700b

As businesses reassess and refine business operations, now is a good time to address the many risks that employees can face in the workplace. Liberty Mutual took the Workplace Safety Index (WSI) a step further and broke down the most costly causes of injuries into eight industry-specific reports:

 

If you have any questions, please do not hesitate to reach out to us for assistance. We are here to help.

Kim Ovaitte, CPCU, ARM is the Executive Vice President of Marketing & Sales at Gulfshore Insurance.  Also serving as the Construction Practice Leader, Kim works with clients to develop cost effective risk management and claims strategies that dovetail with their insurance program. Comments and questions are welcome at kovaitte@gulfshoreinsurance.com

Commercial Lines OSHA Guidance for Oil and Gas Industry Workers and EmployersOSHA has provided guidance for oil and gas industry workers and employers, including those in the sub-industries and tasks that make up the broader oil and gas industrial sector. This guidance supplements the general interim guidance for workers and employers of workers at increased risk of occupational exposure to SARS-CoV-2, the virus that causes COVID-19.

Remain aware of changing outbreak conditions, including the spread of the virus and testing availability in your community, and implement infection prevention measures accordingly. As states or regions satisfy the gating criteria to progress through the phases of the Guidelines for Opening up America Again, you will be able to adapt this guidance, along with the general recommendations in OSHA’s Guidance on Returning to Work, to better suit evolving risk levels and necessary control measures in your workplaces.

Click here to continue reading the OSHA Guidance for Oil and Gas Industry Workers and Employers

Dave Wissel is a Client Advisor and Partner at Gulfshore Insurance who specializes in construction, landscaping, and the oil and petroleum industries. Comments and questions are welcome at dwissel@gulfshoreinsurance.com

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OSHA has recently published a new Guidance on Returning to Work document for “non-essential” businesses planning to reopen.

While OSHA has published this as a guide – and stresses that no new standards or regulations are being created – it does revisit and mention several existing mandatory health and safety standards, and cites applicable labor, disability, and employment laws including the following:

  • General Duty Clause
    Requires employers to provide their employees a workplace that is free from recognized hazards that can cause death or serious physical harm
  • Employee Exposure and Medical Records
    Requires employers to adequately secure medical records for the duration of the employee’s tenure plus 30 years and follow confidentiality requirements. This regulation may impact employers that implement health screenings or temperature checks that are documented.
  • What You Should Know About COVID-19 and the ADA, the Rehabilitation Act, and Other EEO Laws
    Includes a section of technical questions and answers, how to properly conduct screenings, what applicable regulations exist, and best practices for “Pandemic Preparedness in the Workplace.”

 

OSHA’s return to work publication also revisits the phases of reopening and stresses the importance of adhering to the enforcement and requirements of the Federal Government, state and local governments (including state-OSHA plans), as well as following public health recommendations from the Centers for Disease Control and Prevention (CDC).

The list of guiding principles from OSHA’s latest publication are summarized below:
The principles were designed to assist employers with developing best practices, while stressing the importance of communication and effective employee training. Please note, these principles are not considered complete. To further this point, OSHA has provided additional recommendations and guidance on COVID-19 preparation.

  • Hazard Assessment
    Review job duties and determine potential workplace exposures to COVID from customers, visitors, or co-workers
  • Hygiene
    Have soap, water, paper towels, and/or hand sanitizer dispensers available for occupants to use and encourage frequent hand washing through signage and ease of access. Identify high-traffic areas and schedule frequent cleaning and disinfecting of surfaces
  • Social Distancing
    Limit the total number of occupants to ensure safe distances can be kept. Mark floors in six-foot sections, provide lanes or traffic-flow indicators (i.e. arrows) where width or space is an issue, and have signage up reminding occupants to keep safe distances
  • Identification and Isolation
    Ask employees to self-monitor for symptoms or potential exposures before coming to work. Establish a protocol in the event an employee becomes ill while at work and needs to be isolated
  • Return to Work after Illness or Exposure
    Refer to the CDC Guidelines for returning to work after an illness or exposure.
  • Controls
    Develop appropriate controls to protect workers and minimize potential exposures. This can include erecting physical barriers, establishing new Standard Operating Procedures, re-evaluating Personal Protective Equipment (PPE) requirements, and limiting capacity in areas through staggered shifts, or conducting meetings in virtual environments
  • Workplace Flexibilities
    If possible, provide work-from-home options to employees, and revisit sick leave, or vacation policies
  • Training
    Ensure that any training conducted is done so in the employee’s native language, and if formal, at their reading level. Training should also include best practices on workplace and self-hygiene, as well as proper use, disinfecting, and storage of PPE, along with its limitations
  • Anti-Retaliation
    Reassure employees that they will not be retaliated against for raising concerns about their safety or health. Review their rights with them and provide a list of who employees should contact if they have questions or concerns

 

Please refer to the Guidance on Returning to Work document to review Frequently Asked Questions with respect to COVID-19, and other services and programs made available by OSHA to assist employers in complying with their responsibilities under the law.

For your convenience, Gulfshore Insurance has compiled all COVID-19 resources to one area on our website. We will continue to update you as more information becomes available.