Gulfshore Insurance > Gulfshore Blog > Employee Benefits

To assist in accessing care in light of COVID-19, your medical provider, Florida Blue, is providing employers a special COVID-19 opportunity to enroll employees who previously did not enroll in coverage. This opportunity is limited to those employees who previously did not elect coverage for themselves (spouses or children) or waived coverage.

The special enrollment opportunity is from April 1, 2020 through April 15, 2020, with an effective date of April 1. Dependents, such as spouses and children, can be added if they are enrolled in the same coverage or benefit option as the employee.

If you have employees that have inquired whether or not they can enroll now for coverage, this may be an option. Please do not hesitate to reach out to us if you would like more information. We will continue to share information as it becomes available and keep you informed.

 

Beginning April 1, 2020, many employers must provide eligible employees with paid leave for specified reasons related to COVID-19. However, small businesses may qualify for an exemption to certain leave requirements. Here are the highlights from the DOL:

  • An employer must have fewer than 50 employees and the leave must be needed due to a school closing or childcare unavailability.
  • An employer must also determine that the leave would put its business at risk. The DOL has provided guidance on this requirement.
  • According to the DOL, there are three ways for determining whether the leave jeopardizes a business.

 

Small employers should review the DOL’s guidance to determine whether they would qualify for an exemption for the paid leave requirements.

We will continue to share information as it becomes available and keep you informed. If you have questions, please do not hesitate to reach out to us.

To assist in accessing care in light of COVID-19, UnitedHealthcare, is providing employers a special COVID-19 opportunity to enroll employees who previously did not enroll in coverage. This opportunity is limited to those employees who previously did not elect coverage for themselves (spouses or children) or waived coverage.

The enrollment opportunity will extend until April 6, 2020. Effective date is April 1. Dependents, such as spouses and children, can be added if they are enrolled in the same coverage or benefit option as the employee.

If you have employees that have inquired whether or not they can enroll now for coverage, this may be an option. Please reach out to us if you would like more information.

We will continue to share information as it becomes available and keep you informed.

On March 18, 2020, President Trump signed the Families First Coronavirus Response Act (the Act) into law. The Act requires employers to provide paid leave for some employees related to the coronavirus (COVID-19) pandemic, among other measures. The leave provisions of the Act take effect no later than 15 days after it is signed by the president.

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We will continue to share information as it becomes available and keep you informed. If you have questions, please reach out to your Account Manager.

We are closely monitoring the global COVID-19 outbreak and adapting Gulfshore Insurance’s operations and business to accommodate and respond to your needs. We are addressing the current situation and taking proactive steps to ensure the health and safety of our teammates and their families, while providing uninterrupted support to our clients.

At this time, we have made the difficult decision to restrict visitors at our physical location. Although we truly enjoy meeting with our clients face to face, we are acting with our clients’ best interests in mind. Our utmost priority is to take all responsible action to help stop the virus spreading further and maintain the health of our clients and associates.

To that end, we would prefer that all visitors refrain from visiting our office for the time being, and we will be recommending that our associates refrain from attending any outside meetings as well. While we are disappointed we will not be able to see our clients in person for the moment, we remain committed to serving them and answering any questions they may have about their insurance.

In addition, many of our dedicated associates are now working from home per CDC guidelines. As such, all insurance processing will occur electronically for the foreseeable future. Our service teams are more than happy to speak with over the phone or via email about insurance needs.

We will continue to adapt and implement appropriate measures in line with the situation in our area. There is no mistaking the challenge of these unprecedented times; however, Gulfshore will continue to be here when you need us the most. If you have any questions, please let us know.