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NAPLES, FL (November 20, 2018) – Gulfshore Insurance, a Florida-based insurance agency, is pleased to announce Jeffrey Sanders has been certified as a Transportation Risk and Insurance Professional (TRIP™). This insurance designation recognizes specialized expertise in transportation insurance and establishes one’s commitment to the transportation industry through an on-going continuing education component focusing on transportation risk and insurance.

“The TRIP program has helped us show our transportation clients and prospects that we understand their most important insurance needs,” said Brad Havemeier, President and CEO of Gulfshore Insurance. “Jeffrey has further strengthened our agency with the specialized knowledge necessary to provide superior risk management and insurance advice and service to our transportation clients.

The TRIP continuing education program is a specialized curriculum consisting of five, self-paced courses presented entirely online. Only those who complete these courses and maintain their knowledge with an ongoing continuing education program are entitled to display the TRIP designation to certify their knowledge of transportation insurance. For more information about the TRIP continuing education program and designation, visit

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In the 1980’s, Congress amended the Social Security Act to include the Medicare Secondary Payer Act (MSP), which effectively enacted Medicare liens.  In 2003, the Government clarified its position that self-insured entities were also included in the MSP in passing the Medicare Act of 2003.  Prior to the Act, Medicare did not have an efficient mechanism to identify or evaluate instances where Medicare’s liability should have been secondary.  In 2003, the government took no steps to actively pursue settling Medicare eligible plaintiffs.  Medicare lacked efficient mechanisms to pursue cases where its liability should have been second to the responsible party.

On December 29, 2007, the Medicare, Medicaid, and SCHIP Extension Act of 2007 (MMSEA) was signed into law.  MMSEA amended the MSP to impose new reporting duties on liability insurance plans, private self-insured entities, Group Health Plans, no fault insurance plans and Workers’ Compensation plans. Read more

Every five seconds there is a vehicle crash in the United States. Wouldn’t you like to know if your drivers are at a greater risk of being involved in an accident? The Driver Performance Analysis System (DPAS) is a tool that can help. DPAS is a two-phase driver performance measurement and analysis program which, when completed, is a valid and reliable measure of a driver’s traffic related knowledge and skills.

The DPAS system evaluates a driver’s capability in four critical dimensions:

  1. Traffic Knowledge
  2. Perceptual Skills
  3. Traffic Risk and
  4. Traffic Procedures

The system produces results in terms of:

  1. Score (relative to the universe)
  2. Likelihood of being involved in a crash
  3. Probability that training will improve abilities in each of the four areas.

This interactive, web-based tool can help:

  • Identify high-risk drivers
  • Improve driver abilities
  • Reduce crashes
  • Enhance hiring decisions
  • Minimize claims
  • Reduce liability
  • Instill professionalism
  • Reward low-risk drivers
  • Enhance profitability

For more information on DPAS, contact us today.

NAPLES, FL (August 13, 2018) – Gulfshore Insurance, a Florida-based insurance agency, recently made the Insurance Journal’s Annual list of Top 100 Independent Property/Casualty Agencies. Gulfshore is one of only eight Florida agencies to make the list.

“We strive to build and maintain the trust of our clients by providing a consistently impeccable experience. To see those efforts contribute to our growth is quite rewarding and we’re very pleased to see the progress we make each year,” said Brad Havemeier, President of Gulfshore Insurance.

The annual list is ranked by total property/casualty revenue for 2017 and comprises only those agencies that are privately-owned firms whose business is primarily retail, not wholesale. All information in the report was garnered from voluntary online submissions from agencies and brokerages.

To view the full list of Top 100 Property and Casualty insurance brokers, click here.

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