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For many of us, 2013 will be a game changer.  While you might not learn how to fix a leaky pipe, or play the piano, or floss every day, there are some health resolutions you should make, and stick to.  Committing to New Year’s Resolutions that involve getting healthy can be daunting. Experts suggest selecting a manageable one to three resolutions to increase the chances of their continued commitment. The health and wellness resolutions that should be high on everyone’s health priority list in 2013 include: … Read more

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New years are wonderful because they give us the ability to improve, to learn from our experience and then start over and do better. There is plenty of room for improvement in how many organizations serve their customers. And there are substantial benefits for those that do. The good news is you don’t need to spend a lot of money to start making improvements in your customer service. Here are five suggestions to get you started. … Read more

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Jewelry is known to be a popular gifting option for loved ones. Whether it’s for their birthday, an anniversary, Christmas, or even Valentine’s Day, a piece of jewelry says it all. However, the less exciting part about buying or receiving jewelry is worrying about what could happen to it. That’s why there’s insurance jewelry, to make sure that if something does happen to your favorite piece of jewelry, you can have it fixed or replaced.

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The National Hurricane Center’s declaration that Sandy became a “post–tropical storm” just before it made landfall, provided cost savings to homeowners along the northeast coast. Although Sandy was designated a hurricane for the majority of time it traveled up the coast, it failed to sustain hurricane-force winds at landfall, so it was officially a tropical storm. … Read more

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Since Florida is one of only a few workers’ compensation administered pricing states in the nation, rate changes approved by the Office of Insurance Regulation (OIR) have an immediate impact on the majority of businesses operating in the state. Rate changes are effective January 1st of every year, and since the legislative reform in 2003, Florida saw average rate decreases every year through 2010. January 1, 2013 will mark the third consecutive year of workers’ compensation rate increases. … Read more

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