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fluseasonThe 2012-2013 flu season has hit early and hard. The severity of the flu outbreak has left many employers pondering if their organizations’ health and attendance policies are helping or hampering their efforts to keep the flu from spreading. Read more

Insurance analysts predict modest rate increases for property and casualty risks will extend into 2013, as the overall economic environment is not expected to change dramatically in the coming year. Read more

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OSHA recently unveiled the top 10 violations of 2012. It was no surprise that familiar violations from the past few years crowded the list. Fall protection led the list with more than 7,000 violations, followed by more than 4,500 violations of the hazard communication standard.

Most Cited Violations of 2012

  1. Fall Protection (29 CFR 1926.501) 7,250 violations
  2. Hazard Communication (29 CFR 1910.1200) 4,696 violations (mainly due to lack of training, labeling fail, access to MSDSs and lacking correct MSDSs)
  3. Scaffolding (29 CFR 1926.451) – 3,018 violations (Big problem, people using scaffoldings as ladders and ladders as scaffolding, assuming one could work for the other.)
  4. Respiratory Protection (1910.134)
  5. Ladders (1926.1053)
  6. Machine Guarding – General Requirement (29 CFR 1910.212)
  7. Powered Industrial Trucks (29 CFR 1910.178)
  8. Electrical – Wiring Methods (29 CFR 1910.305)
  9. Control of Hazardous Energy – Lockout/Tagout (1910.147)
  10. Electrical – General (29 CFR 1910.303) 2,863 violations

Tim Spear is a Client Advisor at Gulfshore Insurance. Tim works with a wide range of business clients to deliver strategic risk management and commercial property and casualty insurance guidance.

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This season at Gulfshore Insurance, we’ve been busy giving back. Here’s a little peek at what the Gulfshore Insurance Humanitarian Foundation has been up to. We hope you enjoy it!

The Team at Gulfshore Insurance extends our personal thanks and warmest wishes to our valued customers and carrier partners this holiday season. Thank you for the confidence you have placed in us. May you and your families have a holiday season filled with happiness and joy, and a safe and prosperous New Year!

For many of us, 2013 will be a game changer.  While you might not learn how to fix a leaky pipe, or play the piano, or floss every day, there are some health resolutions you should make, and stick to.  Committing to New Year’s Resolutions that involve getting healthy can be daunting. Experts suggest selecting a manageable one to three resolutions to increase the chances of their continued commitment. The health and wellness resolutions that should be high on everyone’s health priority list in 2013 include: … Read more

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