Gulfshore Insurance > Gulfshore Blog > Private Risk Services

When your buyers are considering the purchase of coastal property in Southwest Florida, there are several insurance factors they need to understand. For example, if they are securing a mortgage, they will need wind and flood coverage for the closing, in addition to the standard home policy. And even without a mortgage, these coverages are highly recommended for properties that have direct ocean access. Here are a few items to discuss with your buyers if they have insurance-related questions or concerns.

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Discovering polybutylene piping in a home can be a difficult obstacle to overcome when buying or selling a property. Insurance carriers do not typically want to insure properties with this type of plumbing and may require homeowners to replace this piping to insure the property. … Read more