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Gulfshore Insurance – Private Risk Services has partnered with Naples Security Solutions to bring you an informative series of articles on personal risk protection. Whether it’s protecting your home or condo against theft, safeguarding your most valuable possessions, or protecting yourself from one of today’s most serious threats, cyber theft, we are here to deliver the resources needed to help protect the things you value most. We are pleased to provide you with this eye-opening series over the next few months that highlights several core risk management issues and delivers helpful steps you can take to protect yourself. If you have any questions or concerns, don’t hesitate to contact one of our trusted advisors.

By far, the most common threat to homes is burglary. According to the FBI, a house or condominium in the United States is burglarized every 15 seconds. And the majority of these residential burglaries occur during the day when most people are away at work or school. Statistics show that 70% of burglars use some amount of force to gain entry into a dwelling, but their preference is easy access through an unlocked door or window.

Even if you’re not there when it happens, a break-in can permanently shatter your feeling of security at home. Fortunately, taking a few simple precautions can dramatically reduce the risks of an invader gaining access to your home. Gulfshore Insurance has partnered with Naples Security Solutions to bring you the best recommendations in home security protection.

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When your buyers are considering the purchase of coastal property in Southwest Florida, there are several insurance factors they need to understand. For example, if they are securing a mortgage, they will need wind and flood coverage for the closing, in addition to the standard home policy. And even without a mortgage, these coverages are highly recommended for properties that have direct ocean access. Here are a few items to discuss with your buyers if they have insurance-related questions or concerns.

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Discovering polybutylene piping in a home can be a difficult obstacle to overcome when buying or selling a property. Insurance carriers do not typically want to insure properties with this type of plumbing and may require homeowners to replace this piping to insure the property. … Read more