Gulfshore Insurance > Gulfshore Blog > Safety

On Monday, August 21, 2017, all of North America will be treated to an eclipse of the sun. Anyone within the path of totality can see one of nature’s most awe-inspiring sights – a total solar eclipse. Please remember, viewing the eclipse without proper eye protection poses significant risk for eye injury.  Click here for eclipse viewing safety tips.

The Occupational Safety and Health Administration (OSHA) issued a proposed rule to delay the date by which certain employers are required to submit their completed 300A form electronically from July 1 to December 1, 2017.

The Injury Tracking Application or data collection system, which was originally scheduled to launch in February 2017, is expected to launch August 1, allowing employers a 4-month window to electronically submit their 300A forms for 2016 injury and illness data. According to OSHA, the delay will allow affected establishments to familiarize themselves with the electronic reporting system.

Please see the update on OSHA’s Recordkeeping and Reporting Requirements site for additional information.

“Call for the generator and kick into business continuity alert mode – a category 5 storm is expected to hit Naples on Thursday.” Word of a Hurricane spread quickly, but did not come from the National Hurricane Center or The Weather Channel. Rather, Gulfshore Insurance announced internally that “a three-day agency-wide disaster preparedness drill designed to simulate a major hurricane in our area” would be held May 24-26.

Life has taught us that practice makes perfect and that it probably is unreasonable to expect everything to be orderly, sane, and fully functioning during or after a disaster. That is why Gulfshore Insurance hosted a multi-day, department-wide, hurricane readiness drill to intensively prepare the agency to deal with the effects of a major storm. The exercise was in preparation for the start of the Atlantic Hurricane season, which began June 1st.

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Gulfshore Insurance is pleased to bring you this eye-opening series that explores the rise in commercial auto insurance costs; factors impacting the rise in claims; and solutions you can implement to help combat the situation. If you have any questions or concerns, don’t hesitate to contact one of our trusted advisors. Click below to read previous articles in this series:

 

With commercial auto insurance rates continuing to rise and no end to this trend in the near future, it is important that companies understand the solutions and best practices available to help alleviate the bumpy road auto insurance has become. These four best practices can help you keep your commercial auto insurance expenses under control.

  1. Focus on Fleet Safety
    • The drivers and the fleet you put on the road are key considerations when an insurer assesses your commercial auto risk. Implementing a proactive Fleet Safety Program will create a strong foundation for controlling your risks and exposures from potential fleet auto accidents. A Fleet Safety Program will help establish standard safe driving procedures and expectations, thereby reducing your risk of liability, and will also communicate management’s commitment to the safety of your drivers and other motorists.

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Gulfshore Insurance is pleased to bring you this eye-opening series that explores the rise in commercial auto insurance costs; factors impacting the rise in claims; and solutions you can implement to help combat the situation. If you have any questions or concerns, don’t hesitate to contact one of our trusted advisors. Click below to read previous articles in this series:

 


 

After investigating the factors contributing to auto loss, it’s clear that more accidents, means more claims. Rising claims costs typically stem from either increased frequency or severity — but in the case of commercial auto, it’s both. Across the nation, the frequency of collision claims continues to rise, and in addition to increased frequency, a variety of other factors are driving up claim severity, resulting in higher payments for both bodily injury and property damage. Treating those injured in a commercial auto accident is more expensive than ever as medical costs rise at a faster rate than the overall Consumer Price Index.

This increasing trend in the industry is showing no signs of slowing or reversing. Here are three examples of recent claims that highlight how the “collision” of claims frequency and severity is impacting the auto insurance industry: Read more