Gulfshore Insurance > Gulfshore Team > Personal Lines > Sales

Client Advisor, Private Risk Services
239.659.8888Call: 239.435.7159Call: 239.435.7159 Direct
239.213.2870Call: 239.213.2870Call: 239.213.2881 Fax

Kevin Havemeier is a Private Risk Services Client Advisor at Gulfshore Insurance and specializes in the protection of successful individuals and families with complex insurance needs. Kevin is passionate about delivering impeccable service to his clients and specializes in high value homes, coastal properties, multiple estates, yachts, auto collections, and complex lifestyle protection. He analyzes his clients’ risks and collaborates with them to design customized solutions with the goal of ultimately delivering peace of mind. Kevin earned a Bachelor of Science in Business Administration from the University of Florida.

Client Advisor
239.659.8843Call: 239.659.8843 Direct
239.213.2897Call: 239.213.2897

John is a Client Advisor at Gulfshore Insurance. He is a Certified Professional Service Representative (CPSR) and holds several licenses including the 2-20 General Lines and 20-44 Resident Personal Lines. Knowledgeable in personal insurance, he is an expert in home, auto, and umbrella insurance. John graduated from the University of Wisconsin – Parkside with a Bachelor’s degree in Marketing.

Client Advisor, Partner, Private Risk Services
239.435.7154Call: 239.435.7154 Direct
239.213.2870Call: 239.213.2800Fax

Andrea is a Client Advisor and Agency Partner at Gulfshore Insurance. Having joined the team in 1990, her experience and expertise in the Private Risk Services division enables her to offer a consultative approach in working with successful individuals and their families. Andrea is proficient in understanding her client’s insurance needs, creating and customizing package insurance policy solutions in the areas of luxury homes, car collections, jewelry, fine arts, watercraft, and personal excess liability. Andrea holds the Chartered Private Risk and Insurance Advisor (CPRIA) and the Certified Professional Service Agent (CPIA) designations. She studied Business at Edison College and is a member of the Naples Area Board of Realtors and the Women’s Council of Realtors.

Client Advisor, Partner, Private Risk Services
239.435.7159Call: 239.435.7159Call: 239.435.7159 Direct
239.213.2870Call: 239.213.2870Call: 239.213.2881 Fax

Ron Lazarto has more than 14 years of industry related experience. As a Client Advisor within our Private Risk Services division, Ron earned his Chartered Private Risk and Insurance Advisor (CPRIA) designation through the Private Risk Management Association. Ron specializes in offering customized property casualty insurance solutions for high net worth families. He is a graduate of the University of Massachusetts Amherst and has a bachelor’s in Economics. Ron is also a graduate of the 2009 GAIN Program (Growing Associates In Naples) through the Greater Naples Chamber of Commerce.