Gulfshore Insurance > Gulfshore Blog > COVID-19 > Client Alert: DOL Temporarily Extends COBRA Deadlines

Client Alert: DOL Temporarily Extends COBRA DeadlinesIn response to the COVID-19 pandemic, the U.S. Department of Labor (DOL) released a new final rule that temporarily extends the period in which eligible employees can elect COBRA health insurance coverage, and the deadline for them to begin making COBRA premium payments.

These new rules apply only to employers that follow Federal COBRA and do not apply to employers who follow State Continuation (aka mini-COBRA).

Under the new rule, the time period between March 1, 2020 and 60-days after the COVID-19 National Emergency is declared over is completely disregarded in calculating an individual’s COBRA election period and a COBRA premium payment due date. It’s as if the time between March 1, 2020 and 60-days after the end of the COVID-19 National Emergency never existed. Since the National Emergency declaration is still in place, the exact dates for your continuants’ COBRA premium payments and COBRA elections is not known at this time.

In addition, the ruling advised that existing COBRA continuants will not be terminated for non-payment and the election period will continue until 60 days after the National Emergency is declared over.

Some employers may wish to reach out to all their current continuants (not just those who were terminated for non-payment/end of election period) to inform them of the recent changes.

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Please reach out to your Account Manager if you would like more information. We will continue to share information as it becomes available and keep you informed.