Gulfshore Insurance > Gulfshore Blog > Home Water Damage Prevention in the New Year

Personal Lines Home Water Damange Prevention in the New Year 1Did you know that water is the number one threat of damage to luxury homes? Every year, about one in 50 homeowners will file a water damage claim, with the average claim exceeding more than $15,000. The start of a new year is a good time to think about home loss prevention. Here are several reminders on how to best protect your home from water damage.

Proactively check for leaks.
Minor leaks can pass undetected with relative ease yet do significant damage if left over time. Consider that a leaky tap can displace up to 57 gallons of water a week. Check underneath sinks and around appliances like dishwashers and washing machines for signs of stray water.

Know where the stop valve is.
Ensure that not only you know where it is, but that your family members know too. A severe leak or rupture can take only minutes to cause severe damage. Knowing where and how to shut off the main household water supply is crucial.

Look for areas of moisture or mold.
Flaking paint or wallpaper can be a sign of dampness, as can black, speckled marks on skirting and sills. Also, check windows and skylights for condensation in the mornings. Its presence can indicate higher than average moisture levels in your home.

Inspect water heaters and air conditioners.
Look for cracks or external rust on your water heater as these are signs of weak spots or leaks and should be dealt with immediately. Ensure the air conditioner drip pan is not overflowing, as this is a common reason AC units leak.

Inspect hoses.
Inspect hoses going to and from washing machines, dishwashers, water heaters, and refrigerators. Repair or replace any damaged hoses if necessary.

Prep before you travel.
Turn off your water heater to save energy and to reduce the possibility of leaks. Turn off your water main source. Once the water main is turned off, you’ll need to run every indoor and outdoor faucet to drain any remaining water. This prevents water pressure from building and causing leaks in damaged or weak places.

Install a water leak detection device.
Relatively inexpensive, water detection devices shut off the water supply in the event of a leak, which is essential if you leave your property vacant for extended periods. Reputable water mitigation vendors can install sensors around appliances where water leaks commonly occur, thus avoiding costly claims.

In many cases, water damage is preventable. Proper loss prevention techniques will not only help protect your most valuable possessions, but also provide additional credits towards the overall cost of insurance. Gulfshore Insurance designs customized insurance programs to help manage our clients’ risks and prevent loss. Talk with a trusted advisor today about how to best protect your home and valuables.

Gulfshore Insurance is a Naples, Florida based insurance agency specializing in home and homeowners insurance, car and auto insurance, boat and yacht insurance, property insurance, umbrella insurance, valuables insurance for fine art, jewelry, wine, and more. Navigating insurance requires an experienced and trusted insurance agent who understands your high net worth risks and exposures. Gulfshore Insurance services Naples, North Naples, Port Royal, Park Shore, Pelican Bay, The Moorings, Naples Beach, Marco Island, Bonita Springs, Sanibel Island, Captiva, Fort Myers, Sarasota, and Southwest Florida. We have office locations in Naples, Fort Myers, Fort Lauderdale, and Sarasota.