Workers’ Compensation

Workers Compensation is one of the most misunderstood and mismanaged coverages in business insurance. Virtually all businesses have it, but very few have control of it.

Our Workers Compensation division works with clients to help them understand their potential workers compensation exposures so they can make well-informed business decisions. We provide a consultative approach and tangible services to identify your organization’s hazards and measure results.

We will conduct an Operational Assessment and provide you with a Risk Management Service Calendar to identify Loss Control and Claims Management activities to create improvements within your organization. These results are tracked through Gulfshore’s annual Stewardship Report.

While we proactively work through Loss Control activities and provide accident Claims Management, we will also offer the appropriate insurance program for your risk tolerance. There are numerous Workers’ Compensation insurance programs available, but only after our consultative approach do we identify which program is the perfect fit.

We manage the following Workers Compensation programs:

• Guaranteed Cost
• Sliding Scale Dividend
• Flat Dividend
• Paid and Incurred Loss Retro
• Large Deductible
• Self Insurance
• Captives