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After a hurricane hits, it’s important that you keep your safety in mind before you begin assessing the damage that was done to your property. Pay attention to local officials for information and special instructions. Once confirmed that it is safe to return to your home, keep the following in mind as you begin the recovery process.
Upon return, it is important to survey the property for damage. Do not turn on electrical power until you have inspected the property and evaluated all possible risks. Check for damage inside and outside the property, and document any property damage with photographs, inclusive of your contents. Keep a journal of these damages and report them to your insurance company as soon as you can. Provide a general description of the damage and have your policy number handy if possible.
If your home has sustained damage, it is never a good idea to repair it yourself. However, there are a few things you can do until a professional is able to fix the problem. Remember, do not proceed with permanent repairs or remove debris until the insurance adjuster has had the opportunity to inspect the resulting damages. Save all of your receipts as the insurance company will ask for them at a later date.
- Cover damaged roofs with tarps.
- Cover broken windows with plywood or plastic.
- Use lumber or 4-by-4s to brace sagging ceilings. Remove any wet insulation.
- If possible, restore your air conditioning systems or run fans to prevent mold.
- If mold has already started to grow, clean it up with a mixture of bleach and water.
For decades, Gulfshore Insurance has helped our clients manage the aftermath of devastating hurricanes. We have taken extra steps to ensure we will be there for you following a hurricane or other natural disaster.
Gulfshore Insurance is a Naples, Florida based insurance agency specializing in home and homeowners insurance, car and auto insurance, boat and yacht insurance, property insurance, umbrella insurance, valuables insurance for fine art, jewelry, wine, and more. Navigating insurance requires an experienced and trusted insurance agent who understands your high net worth risks and exposures. Gulfshore Insurance services Naples, North Naples, Port Royal, Park Shore, Pelican Bay, The Moorings, Naples Beach, Marco Island, Bonita Springs, Sanibel Island, Captiva, Fort Myers, Sarasota, and Southwest Florida. We have office locations in Naples, Fort Myers, Fort Lauderdale, and Sarasota.
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