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Tag Archives: Commercial Insurance

Proposed 2.5% Statewide Workers’ Comp Decrease

After 3 years of workers compensation rate increases, Florida based companies may see a small decrease come 2015. The National Council on Compensation Insurance Inc. announced in a statement on Friday, August 22 that they are recommending an overall rate … Continue reading

Posted in : Commercial Insurance, Commercial Risk Management, Cost Control, Experience Mod, Gulfshore Blog, Workers' Compensation, Workers' Compensation |
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Florida Information Protection Act of 2014 and the Impact on Your Business

Florida legislature unanimously passed the Florida Information Protection Act of 2014 (FIPA) on April 30, 2014. The new bill requires specified entities to take reasonable measures to protect and secure data containing personal information in electronic form and for them … Continue reading

Posted in : Commercial Insurance, Commercial Risk Management, Cyber Liability, Gulfshore Blog |
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CyberSecurity Attacks Are Happening: Coverage Options

Traditional insurance policies were not designed to insure against the emerging risk of cyber incidents, though limited coverage may be available with some programs. The Business Owners Policy that is commonly purchased by small to medium sized businesses rarely covers … Continue reading

Posted in : Business Interruption, Commercial Insurance, Commercial Risk Management, Cyber Liability, Gulfshore Blog |
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Cyber Risk Landscape: What is it? Who is Targeted?

Since 2010, over 2,400 cyber-attacks have been reported in the United States exposing 382 million private records. 2013 was one of the worst recorded years for cybersecurity and 2014 is on track to surpass it; the overpowering number of attacks has increased momentum … Continue reading

Posted in : Commercial Risk Management, Cyber Liability, Gulfshore Blog |
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2015 Condominium Association Budgets: Factors Impacting Your Premium Changes

Insurance premiums, for many associations, are their largest overhead cost; which is why it is very important to accurately forecast any changes for the upcoming year. Many factors in the marketplace effect insurance premiums making it challenging to budget this … Continue reading

Posted in : Condo Associations, Condominium Associations, Gulfshore Blog, Risk Management |
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