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Tag Archives: Homeowners Insurance

Insuring residences during construction or renovation

Insurance for construction projects is usually dictated by the terms of the unique contract between the residence owner and the contractor. Whether it’s a renovation project or a new structure, it is increasingly common for these contracts to assign the … Continue reading

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The Truth About Hurricane Shutters… Identifying High Velocity Opening Protection

Hurricane opening protection and wind mitigation have two major benefits particularly as we approach hurricane season. There are the wind mitigation discounts which we receive on the wind portion of the homeowner policy which often generate significant savings. Then there … Continue reading

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When Your Homebuyer is Paying Cash…Timing is Everything!

Is your home buyer paying cash? Here’s what you need to know so you can inform the buyer. Sometimes timing is everything, and when your client purchases a new property free and clear the subject of insurance may take a … Continue reading

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Insuring Homes Deeded Through Trusts & LLC’s: What You Need to Know

Many buyers in Florida deed their homes to Trusts or LLC’s for tax and/or probate purposes. What these buyers may not know is that they may face higher premiums by going this route rather than personally deeding the property. Reason … Continue reading

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Market Value VS. Replacement Cost – What’s the Difference?

Every home will have a market value and replacement cost estimate; however, each value is totally independent and applied to difference uses.

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