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Contractor’s Guide to Workers’ Compensation

For the benefit of our clients in the construction industry, we have shared a document from the Florida United Businesses Association (FUBA) that summarizes contractors’ responsibilities under the Florida workers’ compensation law. Topics include: What kinds of businesses are classified … Continue reading

Posted in : Commercial Risk Management, Gulfshore Blog, Workers' Compensation |
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Don’t Risk a Reduced Payment in the Event of Storm Damage! Secure Your Shutters When a Hurricane Watch or Warnng Has Been Issued.

Did you know that certain requirements may apply if you have wind mitigation opening protection credits on your insurance policy?  You must close and secure shutters or other opening protection devices when a Hurricane Watch or Warning has been issued from the … Continue reading

Posted in : Disaster, Gulfshore Blog, Hurricane |
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Employers’ Liability for Distracted Driving Can be Costly

Although employers rightfully appreciate the efficiency and responsiveness of employees who use cell phones (and smart phones) to get their work done, they must also be aware of the financial and safety risks created by the use of these devices … Continue reading

Posted in : Claims Management, Commercial Risk Management, DOT, Gulfshore Blog, Human Resources, Safety |
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How to Avoid Being an April Fool

Everyone knows April Fools’ Day is good for a few laughs, but nobody knows its true origins. Some historians attribute the day of foolish jokes to the adoption of the Gregorian calendar in France, while others link April 1st to … Continue reading

Posted in : Claims Management, Commercial Risk Management, Cost Control, Gulfshore Blog, Personal Insurance, Safety |
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Market Value VS. Replacement Cost – What’s the Difference?

Every home will have a market value and replacement cost estimate; however, each value is totally independent and applied to difference uses.

Posted in : Gulfshore Blog, Personal Insurance |
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