Gulfshore Insurance > Gulfshore Blog > Disaster > What Homeowners Need to do Before a Tropical Storm or Hurricane

Personal Lines Protect Your Home Before Hurricane Season V2

With the start of hurricane season approaching, now is the best time to take a look at your properties’ vulnerability to extreme spring and summer weather like storm surge, flooding, and wind.

Here is a checklist to make sure you’re prepared:

  1. Plan Your Evacuation Route. Start by figuring out if you live in a hurricane evacuation area. Contact your local government/emergency management office or by check the evacuation site website. In the event of a major storm, you may be asked to evacuate, so it’s  wise to create your evacuation plan well before a disaster strikes. Don’t forget to take your pets into account.
  2. Organize a Basic Supply Kit. Check emergency equipment, such as flashlights, generators and storm shutters.
  3. Write or Review a Family Emergency Plan: Before an emergency happens, sit down with family or close friends and decide how to get in contact with each other, where you will go, and what to do in an emergency. Keep a copy of this plan in an emergency supplies kit or another safe place where it can easily be accessible in the event of a disaster.
  4. Review Your Insurance Policies. Take a moment to review your policies and ensure that there is adequate coverage for your home and personal property. If you are unsure, send me a message and I will be happy to review your current policies.

If you have any questions or concerns, please do not hesitate to reach out. We are here to help.

Ron Lazarto, CPRIA is Client Advisor and Partner at Gulfshore Insurance specializing in Private Risk Services. Ron specializes in offering customized property and casualty insurance solutions for successful individuals and their families. Comments and questions are welcome at